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Financing Your Boat

Boat Loan Calculator

Boating may be more affordable than you think. In some instances, you can buy a brand new boat for around $250 a month, while a new PWC may be purchased for around $125 a month. If you know your monthly budget amount, enter it in the total loan amount window and work backwards to determine what size loan you can afford. If you know the cost of the boat or PWC you want, put that amount in the monthly payment window to determine your monthly payment.

Explore all boat types to find the perfect boat to get out on the water. See all boat types.

1.Enter your loan amount:
$
2.Select interest rate:
%
3.Select loan term:
years

Your monthly payment:

-

1.Enter your desired monthly payment:
$
2.Select interest rate:
%
3.Select loan term:
years

Your total loan amount:

-

let us help you find
the right boat

Answer a few questions with our boat selector tool and you will be one step closer to your dream boat.

explore boat selector


Please note: Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. By using this program you acknowledge that the National Marine Lenders Association (NMLA) shall not be responsible for any damages resulting from the use of the Loan Calculator by you or any other person, however caused.

To determine typical interest rates and terms, call a boat financing lender, visit one of their websites, look at financing advertisements in boating magazines, or discuss it with a marine retailer.

(*Rates are based on loan amount, credit history and term of loan)